Who we Help

We're the Home Loan and Investment Loan Experts for Public Servants. Here are all the ways we can help

Rated 5 from 69 Reviews

Home Loans for Public Servants

ACT Employees

Home Loans for ACT Government Employees

Helping ACT government staff secure the right home loan with ease
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Queensland Employees

Home Loans for Queensland Public Sector Employees

Tailored home loan solutions for Queensland public servants
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South Australia Employees

Home Loans for SA Public Sector Employees

Supporting South Australian public sector workers into home ownership
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Tas Employees

Home Loans for Tasmanian Government Employees

Home loan advice for Tasmanian government employees made simple
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Vic Employees

Home Loans for Victorian Public Sector Employees

Guiding Victorian public servants through the home loan process
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WA Employees

Home Loans for WA Government Employees

Expert lending support for Western Australia’s government workforce
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Service NSW Employees

Home Loans for Service NSW Employees

Smart home loan options for Service NSW professionals
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Services Australia Employees

Home Loans for Services Australia Employees

Helping Services Australia staff find the right finance solution
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APS Employees

Home Loans for Australian Public Service Employees

Specialist home loan guidance for APS employees across Australia
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ATO Employees

Home Loans for ATO Employees

Helping ATO staff navigate home loans with expert support
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Home Affairs Employees

Home Loans for Department of Home Affairs Employees

Tailored lending solutions for Home Affairs professionals
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NDIA Employees

Home Loans for NDIA Employees

Home loan guidance built for NDIA employees and their needs
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Reviews for Public Home Loans

JS

Joey Shatari

The ONLY broker i will use in the future is Carl Elsass. That is all.

MH

Menefrida Horbino

Nick made the entire mortgage process seamless and stress-free. He was incredibly knowledgeable, responsive, and took the time to explain every step clearly. We always felt supported and confident in our decisions thanks to his guidance. Highly recommend Nick to anyone looking for a reliable and trustworthy mortgage broker

AN

Alexander Nicolaou

A massive thank you to Carl Elsas for assisting us with our loan. He was always available to us and made the process incredibly easy. I would recommend him to any first home buyer who’s scared to go through the process as Carl will have your back! Thanks again mate!

RA

Ritu Alwadhi

Carl is excellent .He was very prompt and very knowledgable .He did not waste any time and gave me very quick answers. I will highly recommend any one in need of mortgage.

ZC

Zoie Carroll

Carl was excellent to work with. So reliable and very knowledgeable. He was a great communicator which made the whole process less stressful and more enjoyable. I highly recommend Carl, Nick & the team at Azura!

MM

Michael M

Nick is a great advocate and gets the best deal for you. Always feel comfortable with outlining our requirements to him, even when you do your own research, and he comes back with the best deal. Thanks Nick

DA

Dan Ally

Nick O'Sullivan has guided us through multiple mortgages. Always patient, professional and partnering. A pleasure to deal with. We will always go to Nick when we need Mortgage assistance. I couldn't recommend him more!

DS

Didi Sapin

We had a great experience working with Nick on our mortgage refinance. From the start, Nick showed a really strong level of knowledge and experience when it came to structuring the loan and explaining the options available to us. He was very easy to talk to, relatable, and always responsive whenever we had questions or needed something clarified. What really stood out was how proactive and prompt he was in taking action on our requests. His team was also fantastic — everyone we dealt with was professional, organised, and clearly worked well together to keep things moving smoothly. The whole process felt well managed and we were really happy with the outcome and the structure put in place for us moving forward. We genuinely enjoyed working with Nick and appreciate the support he and his team provided throughout the process. We would absolutely recommend Nick to anyone looking for a knowledgeable and reliable broker, and we look forward to working with him again for our next phase. Thanks again Nick, Ray & Team

md

mark duggan

We approached Azura Financial regarding a refinance for our mortgage after years with the same big bank. The team at Azura put together a package with another bank without any stress or hassles on our end, we can not thank Carl and Nick enough they did all the work for us. They had everything done and settled in no time with a package that suited our needs. We highly recommend the team at Azura.