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Latest Articles from Public Home Loans

Featured Articles

Image for A Guide to Construction Loans for Custom Home Projects

2nd October 2025

A Guide to Construction Loans for Custom Home Projects

Understanding construction loans and how SA public sector employees can finance their dream custom home build

Image for Proven tips to refinance from fixed to variable rates

1st October 2025

Proven tips to refinance from fixed to variable rates

NDIA employees can unlock better loan options by switching from fixed to variable interest rates through refinancing

Image for Avoid these 5 Bridging Loan mistakes when buying between sales

30th September 2025

Avoid these 5 Bridging Loan mistakes when buying between sales

Learn how Public Servants can secure apartment purchases while waiting for their current property to sell

Image for Top 5 Ways Department of Home Affairs Staff Can Finance a Villa

29th September 2025

Top 5 Ways Department of Home Affairs Staff Can Finance a Villa

Discover how public service employees can access villa financing through specialised home loan options and mortgage broker expertise.

Recent Articles

Image for A Guide to Construction Loans for Custom Home Projects

2nd October 2025

A Guide to Construction Loans for Custom Home Projects

Understanding construction loans and how SA public sector employees can finance their dream custom home build

Image for Proven tips to refinance from fixed to variable rates

1st October 2025

Proven tips to refinance from fixed to variable rates

NDIA employees can unlock better loan options by switching from fixed to variable interest rates through refinancing

Image for Avoid these 5 Bridging Loan mistakes when buying between sales

30th September 2025

Avoid these 5 Bridging Loan mistakes when buying between sales

Learn how Public Servants can secure apartment purchases while waiting for their current property to sell

Image for Top 5 Ways Department of Home Affairs Staff Can Finance a Villa

29th September 2025

Top 5 Ways Department of Home Affairs Staff Can Finance a Villa

Discover how public service employees can access villa financing through specialised home loan options and mortgage broker expertise.

Image for Smart ways to approach Construction Loan structures

26th September 2025

Smart ways to approach Construction Loan structures

Understanding construction loan structures can help Queensland public sector employees build their dream home with confidence.

Image for The smartest way to secure land and build your dream home

25th September 2025

The smartest way to secure land and build your dream home

How public servants can access construction loan options to purchase land and fund their new build project

Image for What are the Steps for Home Loan Pre-approval in WA?

24th September 2025

What are the Steps for Home Loan Pre-approval in WA?

Your complete guide to getting pre-approved for a home loan as a WA government employee

Image for Top 8 Tips for Off-the-Plan Investment Property Loans

23rd September 2025

Top 8 Tips for Off-the-Plan Investment Property Loans

Your complete guide to securing finance for off-the-plan investment properties as a WA government employee

Image for Everything You Need to Know About Investment Loan Tax Benefits

22nd September 2025

Everything You Need to Know About Investment Loan Tax Benefits

Discover how WA Government employees can maximise tax deductions when buying an investment property through strategic property investment loans.

Image for Top 5 Ways to Refinance and Boost Your Loan Flexibility

19th September 2025

Top 5 Ways to Refinance and Boost Your Loan Flexibility

Discover how ACT Government employees can refinance their home loans to unlock more flexible options and financial freedom.

Image for How to Plan Home Loan Finances as a SA Public Servant

18th September 2025

How to Plan Home Loan Finances as a SA Public Servant

Strategic financial planning approaches for South Australian public sector employees entering the property market successfully

Image for First Home Buyer Challenges & How Service NSW Staff Can Win

17th September 2025

First Home Buyer Challenges & How Service NSW Staff Can Win

Discover how Service NSW employees can overcome common first-time home buyer obstacles with targeted solutions and support.

Image for Government Grants & Home Loan Schemes for Tasmanian Public Servants

16th September 2025

Government Grants & Home Loan Schemes for Tasmanian Public Servants

Discover exclusive government schemes and grants available to Tasmanian public service employees when applying for a home loan

Image for Home Loans & Accessibility Features for Public Servants

15th September 2025

Home Loans & Accessibility Features for Public Servants

Discover how Queensland public sector employees can secure home finance for properties with enhanced accessibility features.

Image for How to Change Your Loan Term When Refinancing Your Mortgage

12th September 2025

How to Change Your Loan Term When Refinancing Your Mortgage

Discover how ACT Government employees can adjust loan terms during refinancing to improve their financial situation and repayments.

Image for Home Loan Structures & Options for WA Government Employees

11th September 2025

Home Loan Structures & Options for WA Government Employees

Understanding your home loan structure options can save you thousands and help you pay off your mortgage sooner.

Image for Home Loans & Your Borrowing Capacity: A Guide for DoHA Staff

10th September 2025

Home Loans & Your Borrowing Capacity: A Guide for DoHA Staff

Understanding how your Department of Home Affairs employment affects your home loan borrowing capacity and application process.

Image for Car Loan Eligibility for Tasmanian Government Employees

9th September 2025

Car Loan Eligibility for Tasmanian Government Employees

Understanding what Tasmanian public servants need to qualify for car finance and maximise their borrowing capacity

Image for Home Loans & Housing Affordability for Public Servants

8th September 2025

Home Loans & Housing Affordability for Public Servants

Understanding your borrowing capacity and exploring Home Loan options to make property ownership achievable for public service professionals.

Image for First Home Buyer Mistakes & How to Avoid Them

5th September 2025

First Home Buyer Mistakes & How to Avoid Them

Common pitfalls Queensland public sector employees face when buying their first home and expert tips to sidestep them.

Image for Car Loan Repayment Options & Flexible Finance Solutions

4th September 2025

Car Loan Repayment Options & Flexible Finance Solutions

Understanding your car loan repayment choices helps Service NSW employees make informed decisions about vehicle financing

Image for Construction Loans & Compliance for NDIA Staff

3rd September 2025

Construction Loans & Compliance for NDIA Staff

Understanding construction loan compliance requirements and progressive payment structures for public service employees building their dream home.

Image for Home Loans for Your Dream Retirement Property

2nd September 2025

Home Loans for Your Dream Retirement Property

A comprehensive guide for ACT Government employees looking to purchase their perfect retirement home through specialised lending solutions.

Image for House & Land Packages: Your Home Loan Guide for Public Service

1st September 2025

House & Land Packages: Your Home Loan Guide for Public Service

Discover how Department of Home Affairs employees can secure home finance for house and land packages through specialist mortgage brokers.

Image for Investment Loans & Property Analysis for Service NSW Staff

27th August 2025

Investment Loans & Property Analysis for Service NSW Staff

Understanding investment loan options and property analysis techniques to build your rental property portfolio as a public service employee.

Image for Investment Loan Features for Public Servants

20th August 2025

Investment Loan Features for Public Servants

Understanding key investment loan features and options available to public servants looking to build their property portfolio

Image for Your Home Buying Timeline: A Public Servant's Guide to Success

12th August 2025

Your Home Buying Timeline: A Public Servant's Guide to Success

From pre-approval to keys in hand, discover the essential steps and timeframes for purchasing your first home as a public servant.

Image for Understanding Refinancing Application Fees and How They Impact Your Mortgage Decision

6th August 2025

Understanding Refinancing Application Fees and How They Impact Your Mortgage Decision

What public servants need to know about refinancing costs and application fees before switching lenders

Image for Investment Market Research for Public Servants: How to Find and Secure Your Investment Property Loan

30th July 2025

Investment Market Research for Public Servants: How to Find and Secure Your Investment Property Loan

Understanding investment loan options and market research strategies to build your property investment portfolio successfully

Image for Property Search Strategies for Public Servants

22nd July 2025

Property Search Strategies for Public Servants

Smart approaches to finding your perfect first home while maximising your public service benefits and borrowing capacity

Image for Car Loan Application Process for Public Servants

15th July 2025

Car Loan Application Process for Public Servants

Your step-by-step guide to securing car finance with streamlined application process and minimal paperwork requirements

Image for Refinancing Settlement Procedures for Public Servants

8th July 2025

Refinancing Settlement Procedures for Public Servants

Understanding the settlement process when refinancing your home loan as a public servant in Australia

Image for Home Loan Deposit Requirements for Public Servants

1st July 2025

Home Loan Deposit Requirements for Public Servants

Understanding deposit requirements and accessing home loan options across Australia specifically designed for public service workers

Image for Property Purchase Preparation for Public Servants

1st July 2025

Property Purchase Preparation for Public Servants

Your complete guide to preparing for your first home purchase as a public servant in Australia

Image for Commercial Loan Structuring for Public Servants

30th June 2025

Commercial Loan Structuring for Public Servants

Understanding how to structure commercial loans effectively can help public servants make informed property and business investment decisions.

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29th June 2025

Property Research for Public Servants

Essential property research tips to help Australian public servants make informed home buying decisions

Image for Property Location Impact on Home Loans

25th June 2025

Property Location Impact on Home Loans

How where you buy affects your borrowing capacity, interest rates, and loan options as a public servant

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Trustee for the O'Sullivan Family Trust ABN: 29 235 649 437, Credit Representative #482294 and is authorised under Australian Credit Licence 389328..

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.